Banking built for Widikum families & businesses
Join thousands of members who trust WIDCCUL for savings, loans, and secure money transfers. Open your account with just 50,000 FCFA.
Location
Ditché I, Widikum Sub-Division
100m from town market
Working Hours
Mon–Fri: 08:00–16:00
Saturday: 09:00–12:00
Call Us
Financial solutions for every need
From daily savings to agricultural loans, we provide comprehensive financial services tailored for the Widikum community.
Savings Accounts
Build your future with flexible savings options designed for every member.
- Daily Savings
- Deposit Accounts
- Children's Accounts
- Special Savings Plans
Personal Loans
Access credit for life's important moments with competitive rates.
- Personal loans
- School fees loans
- Sick/Emergency loans
- Building loans
Business Finance
Grow your enterprise with business-focused financial products.
- Business loans
- Motor/Okada loans
- Transport loans
- Group loans
Transfers & Payments
Send and receive money quickly and securely.
- Western Union
- MTN/Orange Money
- Salary payments
- Pension payments
Open your account in 3 simple steps
Joining WIDCCUL is quick and straightforward. Become a member today and start building your financial future.
Visit or Apply Online
Come to our Head Office in Ditché I or submit a quick online application to get started.
Submit Documents
Bring your National ID card (NIC) copy and 2 passport-size photos. Initial deposit: 50,000 FCFA.
Start Banking
Your account is ready! Save regularly, apply for loans, and access all our financial services.
Agricultural financing for farmers
Specialized loan products designed to support Widikum's agricultural community with favorable terms.
Agricultural Production Loan
Comprehensive financing for farmers engaged in production, processing, and agricultural input acquisition. Designed to support seasonal farming cycles.
- Project plan required
- Collateral documentation
- Flexible repayment terms
Agricultural Development Financing
An agricultural loan granted by the Ministry Economy, Planning and land planning to common initiative groups (CIG) that are involved in agriculture/farming at 0% interest rate.
- For registered CIG groups
- 25% savings requirement
- Business plan required
Ready to join WIDCCUL?
Open your account today with just 50,000 FCFA, a copy of your National ID, and 2 passport photos. Start saving, access loans, and build your financial future.